Payment Infrastructure for AI Agents
Denara.ai gives AI agents cryptographic control over programmable Visa cards — enabling autonomous, real-world payments across 150M+ merchants without inventing new protocols.
const window = await denara.createPaymentWindow({
amount: 500_00, // $500.00 USD
currency: "USD",
ttl: 3600, // 1 hour
merchant_categories: ["cloud_computing"],
});How It Works
Three steps to autonomous agent payments. No merchant integration needed — works everywhere Visa is accepted.
Agent Signs Payment Window
Your AI agent cryptographically signs a payment window specifying amount limits, TTL (time-to-live), and merchant category restrictions.
Virtual Visa Card Transacts
A programmable virtual Visa card is used at any of 150M+ merchants globally. No merchant integration required — it works everywhere Visa does.
Authorization Engine Validates
Our Rust-based authorization engine matches the transaction against the signed window in under 50ms — enforcing spend limits, merchant rules, and TTL.
Why Denara.ai
Purpose-built for the agentic economy. Not retrofitted.
Zero Merchant Integration
Works with any of 150M+ Visa merchants globally. No APIs to integrate, no onboarding friction.
Issuer-Side Control
All authorization logic runs on our side. We control the card, not the merchant — creating an unassailable moat.
Stablecoin Native (USDC)
Fund agent wallets with USDC. Instant settlement, no FX friction, and full on-chain auditability.
Rust Core Engine
Sub-50ms authorization powered by a Rust-based engine. Built for the throughput and reliability agentic commerce demands.
Built for Every Agent Workflow
From API consumption to cross-border procurement — Denara.ai powers payments across the entire agentic economy.
AI API Consumption
Agents autonomously purchase API credits from OpenAI, Anthropic, and other providers.
Cloud Procurement
Automated provisioning and payment for AWS, GCP, Azure compute resources.
Programmatic Advertising
AI-driven ad buying across Google, Meta, and programmatic networks.
Cross-Border B2B
Stablecoin-native settlement for international procurement and trade.
The Competitive Edge
Gartner projects 90% of B2B purchases ($15T+) will be AI agent-driven by 2028. Existing solutions were not built for this.
| Competitor | Gap vs. Denara.ai |
|---|---|
| Rain | No AI agent features, manual card controls only |
| Stripe Issuing | US-focused, no agent-native architecture |
| Skyfire | No card network access, crypto-only rails |
| Lithic | Developer cards, no autonomous agent workflow |
Ready to Power Agentic Payments?
Join leading AI companies building the future of autonomous commerce. Get early access to the Denara.ai platform.